How long does a personal injury claim actually take?

James Ellery

DriveLaw Consultancy · 4 min read

One of the first questions every client asks is simple: how long is this going to take? The honest answer depends on a handful of factors — but there's a realistic range worth knowing.

Straightforward claims

Where liability is clear and injuries are minor, claims can often settle within 3 to 6 months of the accident, once medical evidence is finalised.

More complex claims

Claims involving disputed liability, more serious injuries, or ongoing treatment typically take longer — often 9 to 18 months — since compensation can't be finalised until the full extent of injury is understood.

What speeds things up

• Prompt reporting and early evidence gathering.
• Attending medical assessments as soon as they're arranged.
• Responding quickly to requests for information.

What slows things down

Disputed fault, delays in medical evidence, and insurers requesting additional information are the most common causes of delay — most of which specialist handling can reduce.